times square new years

Lori Biancofiori has been looking forward to 2011 for a long time. That’s when she hopes to leave 2009 behind for good.

Her husband was laid off, her salary shrunk, the transmission blew on their car and they racked up $17,000 in credit card debt. Now, nearly three years later, her hubby’s working again and up for a promotion after months of clipping coupons, slashing expenses and sticking to cash.
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